WorkSafeBC sets industry insurance base rates annually based on claim costs, payroll data, and historical trends. These rates ensure sufficient funds are collected to cover the cost of workplace injuries and claims for each sector.

WorkSafeBC has acknowledged an error in calculating insurance premiums paid by our two member employer groups–those providing community health support services (classification unit 766006) and those in long-term care (classification unit 766011). The mistake occurred when incorrect payroll data was used in the calculation, resulting in a $0.08 reduction per $100 of payroll in the levy and insurance base rate for 2025.

While this means that affected employers will pay slightly lower insurance premiums in 2025, WorkSafeBC will gradually recoup the shortfall over the next four years by applying a $0.02 levy increase annually from 2026 to 2029. The amount employers will save in 2025 will vary based on the organization’s historical safety performance and payroll size.

What this means for you: 

• 2025: Employers in the impacted CUs will continue receiving full access to SafeCare BC services while benefiting from the reduced rates.
• 2026-2029: WorkSafeBC will recover the under-collected funds through a phased levy adjustment.
• Because rates are set annually, future rates—including levy adjustments—are determined yearly based on updated data. The preliminary base rates for 2026, including the levy correction, will be available in July 2025.
• Adjustments in your safety performance and payroll size will also impact your overall insurance premiums in future years. 

To clarify further, WorkSafeBC and SafeCare BC will host an industry-specific information session following the release of preliminary 2026 rates. The session will also provide additional information on the drivers of insurance premiums and how to reduce these costs.

For more details, please download the WorkSafeBC bulletin or email feedback and questions to the WorkSafeBC Classification and Rate Modification team at classrates@worksafebc.com.